Good news: every one of our sheet-metal processing machines can be purchased through leasing, a loan, or bank credit.
Below is a short overview of how each of these financing methods works.

Leasing

In simple terms, leasing is a form of rental. Under a leasing agreement, the financing company (the one paying for the machine) grants the user (the one who earns money with the machine) the right to use the equipment for a fixed period, in exchange for scheduled instalments — the leasing payments.

Advantages of operating leasing:

  • low upfront financial involvement,

  • leasing instalments are recognized as tax-deductible expenses,

  • the ability to reclaim VAT from each invoice issued by the financing party.

Bank Credit

This option usually requires the least explanation. A potential borrower applies to a bank for a specific amount of money, dedicated to a specific purpose, and repays it over a predetermined period. The borrower must comply with the terms of the agreement and repay the amount on time with interest.

Advantages of bank credit:

  • potentially zero upfront investment,

  • clear and transparent lending rules,

  • easy access — every entrepreneur has a bank account,

  • security ensured by strict banking regulations.

Loan / Leasing Loan

A loan may be issued by an individual or an institution. The purpose of the loan does not necessarily need to be defined, and the loan does not always have to involve money — though in our case, we focus exclusively on monetary loans.

The option we mainly refer to here is the leasing loan, which is particularly beneficial for companies eligible for one-time depreciation — so-called small taxpayers (ask your accountant whether you qualify).

Advantages of a leasing loan:

  • the customer becomes the owner of the financed asset,

  • one-time depreciation,

  • loan costs are recognized through depreciation,

  • 100% VAT deduction on the total value of the financed asset,

  • simple, accessible form of financing.

Which Financing Method Should You Choose?

The answer is simple: it depends.

There is no universal solution that fits every business scenario.
Each financing method has its strengths and its limitations, and the right choice is highly individual. Even similar products may differ significantly depending on the institution offering them.

Before making a final decision, it is wise to request offers from all the above options — unless you are already a finance expert and know exactly what you want.

For those without experience in obtaining external funding, searching independently is not discouraged — every attempt builds knowledge. The question is: will you have the time?

An alternative is to use professional financial advisors. These specialists help companies secure funding for various projects and therefore possess deeper insight into available and suitable financing models.

Financing Advisory Support

For customers who want their machine to start generating revenue as quickly as possible, we offer assistance in selecting the optimal financing option. We work with multiple institutions, so there is a very high likelihood that we will tailor an offer that meets all your expectations.

Purchasing Machines with Your Own Funds

We also warmly welcome customers who prefer to purchase machines using their own capital or financing acquired independently.
Since our specialty is sheet-metal processing equipment, we are happy to support you regardless of your funding method.